Our Products & Services

Of all the products and services we offer our clients our guidance is our most important service.  We have over two decades of experience and a combination of extensive industry contacts, in-house expertise, and comprehensive personal service.

Our team of dedicated professionals is our most valuable asset and the key to our success.  They bring extensive product knowledge and industry experience to the innovative and thoughtful solutions we provide to solve your benefit problems.

We bring real value and dependable service.


  • Strategic Planning, Benefit Design and Ongoing Service

  • Web & Technology Services - Personalized HR Websites

  • Medical & RX Insurance - including PPO, HMO & POS plans

  • Health Savings Accounts (HSA's)

  • Health Reimbursement Arrangements (HRA's)

  • Dental & Vision Insurance

  • Short-Term & Long-Term Disability

  • Long-Term Care Insurance

  • Life/AD&D Insurance

  • Voluntary & Worksite Benefits

  • Business Insurance (Key Person & Executive Benefits)

  • Section 125 Cafeteria Plans

  • Form 5500 and other required government filings


  • Employee Communication & Benefit Statements

  • Summary Plan Description (SPD) Wrap Documents

  • Contract Review and Negotiation

  • Enrollment & Eligibility

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